What is one key advantage of digital payment systems?

One key advantage of digital payment systems is their convenience. These systems enable users to make transactions quickly and easily, often from the comfort of their own devices, such as smartphones or computers. With features like one-click payments, saved billing information, and mobile wallets, consumers can complete purchases without needing to carry cash or physical cards. This ease of access can enhance the shopping experience, save time, and reduce the hassle typically associated with traditional payment methods.

The other options highlight characteristics that do not reflect the benefits of digital payment systems. Limited options can be a drawback for users seeking flexibility in payment methods, while higher fees and slower transaction speeds are often cited as negatives in some digital payment platforms, making them less appealing to users compared to the convenience provided.